At present, the housing sector in South Africa is in a very disrupted state. This has created some serious problems.
Highly politicised delivery programmes have had a detrimental effect on the effective performance of the economy, the efficiency of cities, the welfare of the previously deprived communities, and as well as the performance within the housing sector itself.
Possible workable programmes
To alleviate the squatting problem, and also guard against the implementation of the undesirable housing schemes and private sector disincentives, the following must be observed.
Prioritisation of housing needs should be community driven and owned, as opposed to being controlled by central government.
The ACDP will promote the development of affordable housing through the provision of community owned self-help schemes.
Community involvement must be free from party-political bias or interference.
Broad consultation with relevant stakeholders should be conducted- more specifically between the government departments of housing, private sectors, banks and financial institutions and people’s forums.
This would enhance and nurture sound working relationships and enable efficient delivery of houses.
Joint efforts by private institutions and community-based organisations will be made to find systems whereby large private sector institutions can move down market and invest in mass housing schemes.
A culture of payment and a sense of responsibility must be promoted. The state and property financing agents or banks will introduce educational programmes to first-time home buyers to explain the responsibility of property ownership, mortgage bond systems inclusive of its pros and cons and other responsibilities.
The way in which houses have to be built on site and parameters that directly affect the cost, time and amount of effort that individuals or families will have to provide must be specified within the processes.
The proposed criteria to this effect should be as follows:
- Self build
- Self help
- Housing co-operatives
- Sub economic development